The benefits of securing holiday travel insurance early

holiday travel insurance and what you need to know

Even the most seasoned traveler will tell you that it’s always best to plan your trips ahead of time. Not only do you get ahead of all the stress and chaos that comes with holiday planning during the holiday season, but you also get impressive discounts at some of your favorite places. That’s why it’s best to plan your end-of-year holidays earlier in the year. The same mindset should be practiced with your travel insurance. Most people think they can hold off getting travel insurance, which can lead to a…

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What Auto Insurance Coverage Do You Need for Your Small Business?

If you are a small business owner and you use vehicles for company purposes, then you need car insurance coverage for company cars. For companies that own cars, vans, or trucks, protecting these vehicles needs to be a priority because accidents can happen when you least expect them. Business car insurance will provide coverage for legal expenses, medical costs, and any property damage incurred.  Should one of your company vehicles be involved in an accident, and you do not have business car insurance, you and your company may face any…

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How To File A Personal Injury Claim

Personal injury law, which attorneys refer to as tort law, allows you to make a claim for compensation when injured in an accident caused by the negligent, careless, reckless, or intentional conduct of another party. State laws control the process for filing a personal injury claim, including setting limits on how long you have from the date of an accident to assert the claim or lose the right to recover damages. You generally must follow the law of the state in which an accident occurred, so the smart thing is…

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Is My Car Totaled if the Airbags Deploy?

When it comes to car insurance, there is a lot of incorrect information out there. From misunderstandings about how policy terms work to differences in state coverage options, many drivers aren’t clear about what is and is not true. Here’s one of the most common confusion points drivers have: is my car totaled if the airbags deploy? Airbag deployment does not always cause a car to be fully totaled, but that certainly can happen in some cases. The exact line where this happens is complicated. Today, learn more about what…

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Comprehensive Plan: All About This Motor Insurance

No matter how experienced and careful you are in driving, several uncertainties may still occur on the road. To avoid getting yourself entangled in costly repairs or part replacements, first search for cheap car insurance quotes then purchase a comprehensive motor insurance plan. Comprehensive insurance has your back in the event your car is damaged by an insured event or if you caused damage to someone else’s car and property. However, do not confuse it with third-party insurance because the latter only covers your liability against a third party. Understanding Comprehensive…

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