Study finds that disabled individuals pay more for auto insurance than those without disabilities

A new study from 4AutoInsuranceQuote.org, an auto insurance quote provider, shows that the disabled are paying more for their insurance coverage than other consumers. This may conflict with a federal law that bars insurance companies from using a disability as a pricing point for coverage. The study accounts only for the New York auto insurance market, but it may reflect pricing trends throughout the country. According to the Americans With Disabilities Act of 1990, this practice counts as discrimination and may cause some problems for insurers if they cannot justify…

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Study shows texting behind the wheel sends insurance rates skyward

4AutoInsuranceQuote.org, and online car insurance quote service, has released the results of its study that has shown that the texting behaviors of drivers are causing insurance rates to rise. The research showed that when drivers receive citations for texting while behind the wheel, or when they are in an accident that is associated with the use of a mobile phone or device, it causes his or her monthly premiums to increase. Further to this information the study determined that the number of accidents that have involved fatalities and that were…

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