Study shows that medical care gets better when young adults remain covered by their parents’ insurance

College Student InsuranceA recent study is indicating that it is probable that young adults will have a better chance at seeing a doctor and receiving medical care when states lengthen the amount of time that they may remain covered by the health insurance held by their parents – which is one of the required elements of the healthcare overhaul.

These new mandates are designed to assist individuals over the age of 18 who have conventionally outgrown their parents’ coverage, but who are struggling to obtain full-time work with health benefits after they graduate from high school.

The researchers stated that while individuals from ages 19 through 29 comprise 17 percent of the under-65 adults in the United States, they also represent 30 percent of the uninsured adults in the country.

According to the lead author of the study, Dr. Alexander Blum, who is also a Mount Sinai School of Medicine health policy researcher in New York, what will eventually be accomplished by these state regulations, “and the provision within the Affordable Care Act (ACA), help provide secure footing just when these young people are starting off on their own.”

The provision by the federal government, which was enacted in September 2010, sates that young adults will be allowed to remain covered by their parents’ private insurance plans through the age of 26 years old.

Blum and his research team examined the coverage of 19 to 23 year old living within states that have already passed the provision to extend coverage and determined that when compared to years prior to the regulation and found that, when compared to states that did not yet pass these laws, these individuals had access a notably higher amount of care.

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