Industry officials have made recommendations this year so that planning will help prevent problems.
The Pennsylvania Insurance Department has released an insurance news statement that reminds homeowners about the importance of using common sense and a few safety tips to ensure that Halloween night will be a safe one.
With parties, trick or treating children, and many other unpredictable elements a little care can go a long way.
With all of these different factors at plan, there are many chances for a mishap on that evening. The insurance news release was created in the hopes that homeowners will pay attention and take those few extra steps that are needed to decrease their risks of unfortunate incidences. After all, with massive amounts of foot traffic in neighborhoods at night, children in costumes that may be difficult to see – or that limit their own vision – pumpkins with burning candles, and the overall excitement that comes from eating too much candy, it is hard to be able to tell what will occur.
The insurance news release was directed toward all home and vehicle owners.
By following the advice it provided, the residents of Pennsylvania will be able to decrease their chances of having to file an insurance claim due to damage to property or an injured visitor. Among the top recommendations that were made were to ensure that the house – and its entryway and pathways – are all well lit and that it is in good repair. This will minimize the chances of trips and falls.
Other tips have been specifically to drivers, as children typically head out in their costumes after dark, so motorists should be sure to drive extremely slowly within residential areas and be exceptionally cautious when watching for children who are darting out from behind parked cars, crossing against a traffic light, or simply walking in the roadway.
This year, the insurance news also recommends that policyholders look into their own coverage so that they understand what it includes. Though a tree covered in toilet paper may not be covered, much of the damage that could be caused by pranksters is included.