Nearly 9 out of 10 people now have health insurance coverage

health insurance exchange

Survey shows that more people have gained access to the insurance coverage that they need

Results from the Gallup-Healthways Well-Being Index show that nearly 9 out of 10 people in the United States have health insurance coverage This is due, in part, to the Affordable Care Act, which has expanded access to insurance coverage for many people throughout the country. The survey shows that people are now able to find coverage through expanded Medicaid programs in some states and insurance exchanges that offer either subsidized coverage or relatively low-cost policies.

Affordable Care Act is still being opposed by some lawmakers

The future of the Affordable Care Act is still uncertain due to its many opponents. The health care reform law was passed in 2010, but some of its provisions have only taken effect in the past few years. The law allowed for the creation of insurance exchanges, digital marketplaces that offered coverage to a wide demographic. The federal government also offers subsidies for people that are seeking coverage through these exchanges, but these subsidies are currently in jeopardy due to the language of the federal law.

Federal subsidies may be in danger

health insurance plan healthcare.gov insurance exchangeThe Supreme Court is meant to rule on whether or not the government can offer subsidies for coverage in exchanges that it manages. According to the Affordable Care Act, these subsidies can be offered through state-run exchanges, which are in the minority. The federal government operates most of the country’s exchanges, which has called into question whether or not it can legally provide subsidies when the Affordable Care Act does not specifically state that it can do so in federal exchanges.

Consumers are gaining access to health insurance coverage more than ever before

The survey found that changes to the country’s health care system have benefited people of various socio-economic sectors. Notably, those making less than $36,000 a year have managed to find the health insurance coverage they need. Traditionally, this demographic has struggled to find appropriate coverage, partly due to the fact that they do not generally qualify for state Medicaid programs.

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