As the severe weather season continues, homeowner misconceptions are reducing preparedness.
Experts are saying that as the Caribbean heats up for the season, there are still many people who aren’t adequately informed about hurricane insurance, to the point that proper preparation for the storms is being derailed.
They have released recommendations for preparedness that don’t just stop at food and water.
That said, some of the top recommendations for being ready for the severe weather includes storing a week’s worth of food and water for every person in your home. Don’t forget a can opener, and make sure that the food doesn’t have to be refrigerated and can be eaten without being cooked.
Have wind up or battery powered flashlights and radios, as well as extra batteries. Practice your evacuations plans, and have all of your important documents together – including your health, homeowners, and hurricane insurance policy information – and place them somewhere that you will be able to find them at a moment’s notice.
Hurricane insurance must also be properly reviewed and updated well in advance.
One of the most overlooked steps of the entire process is hurricane insurance, as is the reviewing of homeowners coverage. Although the safety of the people who live within the home is the most important factor, it can be nearly as devastating if the home is destroyed and the homeowners policy does not cover the type of damage that was caused.
It is vital to understand your policies and know what type of hurricane insurance coverage you do or do not have. When the Atlantic storm season is underway, you need to make sure that you can focus on efforts that will keep your family safe, and know that no matter what should happen as the weather passes over, you are protected.
It is also important to know what hurricane insurance does not cover, and whether or not it needs to be updated, changed, or increased in order to make sure that all of the potential losses are covered. Statistics show that the average amount of damage caused by a hurricane off the Atlantic which hits land in the United states is $1.8 billion.