Grants from FEMA may help to fill insurance gaps

FEMA Disaster Relief for Hurricane Irene VictimsThe Federal Emergency Management Agency (FEMA) and disaster officials are continuing to request that people who have been affected by the results of Hurricane Irene to contact FEMA and register with them, even if they are already receiving payments from their insurance companies to help cover the damages.

The issue that is concerning disaster and recovery officials right now is that many people are under the impression that the money they receive from their insurance companies is all that is available to them in terms of recovery aid when this may not be the case.

According to the FEMA federal coordinating officer, William Vogel, the agency is working hard to make certain that every survivor of the Hurricane Irene disaster will obtain the largest amount of assistance for which he or she qualifies. He explained that “Those who have not registered with FEMA – for whatever reason – risk losing that assistance.”

There are a number of expenses that are incurred during this type of catastrophe but that are not covered by standard insurance policies. For instance, a National Flood Insurance Program (NFIP) policy will not be able to help in the case that assistance is required in covering rent.

However, a federal repair or rental grant may help an individual if he or she qualifies and his or her property experienced damage during the severe weather event. An additional grant may also help an individual whose losses from hurricane damage were great enough that they were not fully covered by the insurance policy.

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