Live Insurance News

Do Gamers Need Disability Insurance?

March 16, 2021March 17, 2021 Guest Author

professional gamer needs disability insurance why #insurancenews

While everyone already knows they need essential health and automotive insurance, other types of insurance aren’t well-known. Professional gaming is a new career pursuit that many of the younger generations are trying out. Many think gaming does not involve any risks and might not think they need any type of insurance, but that is far from the truth. What is Professional Gaming? With the development of game-streaming platforms such as Twitch, many gamers are competing with each other on a professional level. Even newcomers are able to participate, often opting…

A workplace safety plan reduces injury and workers compensation claims

March 13, 2021March 13, 2021 Guest Author

workers compensation insurance risks and how to keep premium down #insurancenews

The right site safety program will reduce the frequency and even the severity of injuries. It shouldn’t come as a surprise to hear that there is a direct and very powerful link between workplace safety plans and the occurrence of injuries and workers’ compensation claims. Keeping employees safe is both an ethically and financially sound strategy for companies. Making sure that workers are safe at on the job goes well beyond being the right thing to do. It also makes a substantial amount of financial sense, meaning that it benefits…

Do your employees need a supplemental accident benefit if they have a health plan?

March 4, 2021August 9, 2021 Julie Campbell

Supplemental benefit accident health insurance with Allstate for small businesses explained #localagent #businessinsurance #accidentinsurance

Savvy employers are using this insurance to help workers to fill coverage gaps. A supplemental accident benefit, like other types of supplemental insurance policy, is a type of coverage that fills the gap left behind by many types of traditional health plan. Employers are increasingly offering this coverage as an appealing way to draw talented, loyal employees. Employers give the employee the option to pay all or some of the costs of this coverage. Adding a supplemental accident benefit and other similar forms of “sidekick” coverage to a benefits package,…

4 Compelling Reasons to Get Insurance as a Manufacturer

February 16, 2021 Guest Author

Manufacturing should be just about the lowest risk activity going, right? Transforming materials into objects should be a very easy thing to carry out according to plan, in theory. In practice, there are lots of hiccups and disasters that can scupper a manufacturer’s best-laid plans. It is important to take out comprehensive insurance in the manufacturing industry. Here are just a few of the reasons why. Material Inconsistencies Can Cause Huge Disruption A manufacturing operation is reliant upon the materials you can get ahold of. No matter how well-trained your…

How To Keep Your Commercial Kitchen Safe

January 29, 2021January 31, 2021 Guest Author

Safety in any kitchen is essential, but in a commercial kitchen, it’s absolutely crucial. Running a commercial kitchen means you need to be on top of safety to protect your building, your employees and your customers. Here are a few key ways to make sure you’re keeping your kitchen as safe as possible to prevent any accidents or injuries and keep your delicious food streaming out the door to customers. Fire Prevention The top kitchen safety preparation involves fire safety and prevention. A commercial kitchen needs a system for fire…

Amazon workers’ compensation to increase in Washington state

December 8, 2020December 4, 2020 Nordstrom

Amazon workers’ compensation - Amazon delivery person

A labor agency has announced that it will be boosting the coverage for fulfillment center employees. A Washington state labor agency has announced its plans to boost Amazon workers’ compensation for employees at the fulfillment center in the state. The move was justified by what it called a more hazardous environment than other warehouse types. The state’s Department of Labor and Industries had already announced that it would be raising the premium rates for this coverage by 15 percent starting at the beginning of 2021. By boosting the coverage, this…

How a Business’s Insurance Can Cover a Personal Injury Lawsuit

November 19, 2020 Guest Author

business insurance what you need to know and how to

When you start a business, you’re probably very excited about it. Maybe you’ve had this idea for years, and you’re only now beginning to get it off the ground. Your family is behind you, encouraging you. You’ll need to do things like secure a bank or credit union loan, or find investors. You’ll need to hire employees and set up your supply chain. You may need to hire social media managers, marketing managers, etc. You’re hoping the business succeeds, but there’s one area you should never neglect as you’re getting…