Winter activities make insurance news in Ohio

Snowmobile Insurance news

Residents of the state have been urged to review the protection that they have for their snowmobiling, skiing, etc. Mary Taylor, the Department of Insurance Director and Lieutenant Governor of Ohio has released an insurance news statement which has advised residents of the state to look into their coverage before they take part in some of their favorite types of winter activities. The goal is to make sure that proper insurance coverage is in place in case an accident should happen. Taylor explained that Ohio is a great place for…

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Homeowners insurance rate change requested for mobile homes

homeowners insurance rates grow

The North Carolina Department of Insurance has released a statement to describe the request from the industry. The N.C. Department of Insurance (NCDOI) has now received a rate filing for homeowners insurance rates from the N.C. Rate Bureau, which is an entity that is not a part of the department, and which represents all insurers in the state that sell coverage for mobile homes. There are two different types of mobile home insurance that are offered in North Carolina. The first is through the MH(C) form, and the second is…

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Homeowners insurance might not provide golf cart and LSV protection

Golf cart car auto homeowners insurance

Low speed vehicles are starting to cause some significant coverage confusion in the United States. As low speed vehicles (LSV), such as street legal golf carts (also called golf cars), become increasingly popular, the number of questions that have been popping up about covering their use through auto or homeowners insurance have also been increasing. Insurance companies in states where these LSVs are becoming commonplace are answering more consumer questions. There is an important difference between the type of vehicle that would be covered under homeowners insurance and the type…

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ATV safety tips vital to agricultural community

ATV safety tips Insurance

Though this demographic represents 20 percent of four wheeler riders, it experiences 65 percent of fatalities. The Insurance Institute for Highway Safety’s most recent data regarding the use of all terrain vehicles has shown that while the agricultural community represents about one in five riders, it also represents more than two out of every three fatalities, showing the importance of adherence to proper ATV safety tips. Montana, alone, experienced 27 deaths related to the use of ATVs between the years of 2008 and 2011. Although the figures from the Insurance…

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Boat insurance may be necessary even after homeowners coverage

Boat Insurance

The boating season has already started but many enthusiasts don’t realize that they’re not adequately protected. Although the season for watercraft has had its unofficial start and people have been flocking to their local lakes to be able to get as much out of this year’s warm weather as they possibly can, but many don’t realize that they will likely require additional boat insurance to provide them with the coverage that they need. It isn’t uncommon for people to think that their homeowners insurance or cottage policy is enough. AAA…

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RV insurance is an important part of your spring cleaning

RV Insurance

Reviewing and renewing coverage is just as important as opening up the vehicle itself. For many Americans, spring cleaning doesn’t just involve a massive washing of everything in their homes, but it also signals the start of the recreational vehicle season, and a major part of that is making sure that the right RV insurance is in place for the year. Starting up your RV for the first time after the winter takes a few important precautions. As spring and camping season get started, there is a strong inclination to…

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Motorcycle insurance and a license could save your life

A recent study showed that 36 percent of traffic fatalities in Wisconsin were from unlicensed motorcyclists. As much as people have always been told that having a license and motorcycle insurancef is very important to safety, a recent study conducted in Wisconsin has shown that people who are unlicensed are getting killed on the state’s highways in large numbers every year. The study looked into the last ten years and about 36 percent of the fatalities involved unlicensed operators. This helps to explain why the two most highly recommended safety…

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Wallet Overboard: What You Need to Know about Boater’s Insurance

Boat Insurance

With the boating season getting into top gear for another year it is a good time for re-evaluating what boaters insurance you currently have and whether it is good enough to ensure you are not left out of pocket in the event of making claim. There are a few fundamental errors that a number of boat owners make with their insurance coverage and also a fair number of widespread misconceptions, so here is a look at some of those frequent mistakes and how to protect your boat from causing you…

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Off road vehicle insurance sought by ATV Federation in Canada

ATV off road vehicle insurance

The organization is hoping to make coverage mandatory in all of the Maritime provinces. The ATV Federation is made a call to have required off road vehicle insurance for all drivers of these machines, throughout each of the Maritime provinces in Canada, by the end of the year. At the moment, only Prince Edward Island has failed to implement this type of regulation for ATV drivers. This would require the drivers of all terrain vehicles in every Maritime province – including P.E.I. – to have to begin shopping for coverage,…

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Snowmobile insurance and safety reminders released by officials

Snowmobile Insurance news

As the snowy season gets off to a start, riders are reminded to take the right precautions. Now that there has been some significant snowfall in many areas, officials from the Department of Natural Resources (DNR) have been reminding owners of sleds that even though they may be excited to head out for the first few times, snowmobile insurance and the right safety checks and equipment are just as vital now as they have ever been. The DNR is also reminding these riders to brush up on the riding regulations…

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