Gender reassignment insurance included in UC Berkeley health plan

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A spectrum of different procedures associated with the transition and maintenance are covered. The University of California Berkeley announced that gender reassignment insurance coverage is included in its health plans. This means transgender students will be able to obtain coverage for a wide range of elective procedures linked to transitioning. The coverage includes quite an array of different procedures such as electrolysis hair removal. Students traditionally feel frustrated with the cost of health plans. This year, transgender students may feel relief from the gender reassignment insurance coverage. This announcement occurred…

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Federal crop insurance participation less likely among wealthy growers

crop insurance program - farm

The farmers who are most likely to buy this coverage aren’t the ones who are making the most money. A new report showed farmers are less likely to use federal crop insurance if they are among the wealthiest. This coverage is meant to help protect growers against risks such as low output prices and crop failure. The American program has been experiencing steady growth since the 90s. Federal crop insurance is now the biggest individual producer supporting program under the farm bill of 2014. This trend in growing federal crop…

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Auto insurance rates are strikingly higher in some states than others

michigan auto insurance rates

A new study has revealed a major difference in premiums and Alabama drivers continue to pay more. Quadrant Information Services and insuranceQuotes.com have jointly released an auto insurance rates study. Within it, they named Alabama as the fourth most expensive state for drivers to be insured. The research examined some of the factors that play a role in making this coverage more expensive. What was found was that Alabama drivers pay more in auto insurance rates because of state regulations. Insurance companies in the state are permitted to use driving…

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Motorcycle insurance discounts make a difference with anti-theft devices

Motorcycle insurance discounts Bikers Waves Riding Harley Davidson

Riders who are looking to save money have spotted a fantastic way to reduce their premiums. Finding the best motorcycle insurance discounts can be one of the best ways to save money. That said, some provide a greater savings than others. The majority of states require riders to carry a certain amount of coverage. That can be very affordable or quite expensive depending on the individual, where they live and the bike being insured. Riders are now finding that anti-theft devices are proving to be a fantastic investment in insurance…

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California wildfire insurance rates are heading skyward

california wildfire insurance - Homeowners insurance reforms

In southern parts of the state, residents have been watching their premiums rise due to the fires. Dozens of Southern Californians are threatened by forest fires and at the same time as they worry for their homes, they are watching their California wildfire insurance premiums skyrocket. Many houses have already been damaged – or nearly damaged – which can be enough to affect premiums. That said, it’s important to note that wildfire insurance won’t automatically spike right away. The odds are that California wildfire insurance rates will rise. This is…

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