Problem with teen drivers underlined in Florida auto insurance court case

According to Online Auto Insurance, an appeals court in Florida has recently ruled on a case that began with a crash which involved four adolescents and “some horseplay,” and that underlines the types of behaviors that cause car insurers to charge teen motorists higher rates. The case began with a circumstance where a passenger had been repeatedly reaching across to the driver’s side to honk the horn and take hold of the steering wheel of his girlfriend’s car while she was driving it. Both of these individuals were 17 years…

Read More

New law in Arizona may allow insured dogs to walk off-leash

New legislation has been proposed in Arizona that would allow pet owners to walk their dogs off the leash assuming that those animals are adequately insured. Lawmakers in the state are debating whether or not to let people who have insured their pets forgo the current leash laws and homeowner association rules because the coverage will pay for any injuries that could occur as a result of the behavior. Senator Lori Klein (R-Anthem) created the proposed legislation that would negate the current county ordinances that say that dogs on public…

Read More

Super Bowl party hosts should review their insurance ahead of the game

Though many hosts of Super Bowl parties think that the main thing they need to remember is to have enough to eat and drink, there is one thing that they may be forgetting, which is to review their insurance so that they know who is responsible should their guests drink and drive. According to the Insurance Information Institute (I.I.I.) as the host of a party, it is not only considered to be appropriate and thoughtful to guests to make sure that guests who will be drinking can either stay over…

Read More

Online Auto Insurance gauges the impact of increased auto insurance limit on Texans

OnlineAutoInsurance.com has performed an analysis based on the proposed increase in the minimum limit on auto insurance in Texas, and has found that the actual rise that will be seen by the average policyholder will be relatively low, at approximately 6 percent more than what is currently being paid. The site conducted their analysis on 144 different quotes and has discovered that though many people were opposed to the increases in the auto insurance minimums in the state in 2011 because of concerns about cost, the actual increase in expense…

Read More

Study suggests that auto insurance may be too expensive for low income drivers.

A new study from the Consumer Federation of America (CFA), a consumer advocacy group, suggests that auto insurance is too expensive for the poorest Americans to afford. CFA claims that this is to bias seen in the insurance industry despite the fact that insurers cannot base prices solely on a person’s income. In most states, however, insurers can use socio-economic information to price policies, which directly correlates to income. This could be a major problem in states in which auto insurance is mandatory for all drivers. The study shows that,…

Read More

Study shows that states could see major benefits from establishing health insurance exchanges

A new study from the Urban Institute, an organization that investigates social and economic problems in the U.S., suggests that Oklahoma, as well as 14 other states, could see major benefits from establishing a health insurance exchange. The study shows that, at this point, Oklahoma has done the least to make progress on the project, apart from states that have refused the law completely. A health insurance exchange would have a significant economic impact for the state and its peoples, according to the Urban Institute. Over the past year, three…

Read More

Study shows texting behind the wheel sends insurance rates skyward

4AutoInsuranceQuote.org, and online car insurance quote service, has released the results of its study that has shown that the texting behaviors of drivers are causing insurance rates to rise. The research showed that when drivers receive citations for texting while behind the wheel, or when they are in an accident that is associated with the use of a mobile phone or device, it causes his or her monthly premiums to increase. Further to this information the study determined that the number of accidents that have involved fatalities and that were…

Read More

Choosing the right long-term care policy to cover your needs

The percentage of people who have purchased life insurance has currently reached a figure that is lower than it has been in half a century, as many people debate whether or not the coverage is worth their money when they are already tightening their belts in an economy that continues to struggle in its recovery. Life insurance differs from standard medical insurance in that it provides coverage for individuals who require assistance with their daily living activities. For example, in the case of a broken shoulder or hip, dementia, or…

Read More

Report shows that employees in California will be paying more for their health insurance coverage

InstantHealthInsuranceQuotes.com, a premium aggregation website, has released a new report that shows how employees in California are beginning to pay more for their insurance coverage. The report suggests that employers are trickling down the cost of coverage to their employees in an attempt to offset the cost of insurance. This is largely due to the rate at which health insurance premiums are rising. Some employers claim that rates are rising to levels that they can no longer support without more help from workers. The company’s report is based on a…

Read More

HHS rules that organizations with religious affiliations must provide coverage for contraceptives

The Obama administration recently introduced a new law that requires insurers to provide coverage for contraceptives. The plan has put many religious associations on edge as such coverage may run counter to their beliefs. This has led many of these associations to seek exemption from the rule. Such is the case with the University of Notre Dame, which petitioned the Department of Health and Human Services (HHS) to be discounted from the law. Late last week, the HHS ruled that all institutions with religious affiliations must adhere to the law.…

Read More