Do you have Christmas present insurance in case the Grinch hits up your tree?

Grinch christmas present insurance

Insurance companies remind consumers that this is one of the biggest times of the year for home break-ins. Leading insurers across the United States, Canada, the United Kingdom, Australia and other countries around the world are issuing reminders to look into Christmas present insurance. Burglaries spike in November and December in countries where Christmas is celebrated by the majority. In fact, some estimates suggest that there is a 43 percent spike in break-ins during November and December as thieves try to get their hands on expensive gifts. This helps to…

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Today is the health insurance deadline for enrolling millions of Americans

health insurance deadline enrollment

The federal government’s shorter end to the open enrollment period cuts off registrations for 2018 today. Americans across the country are being reminded that if they want to enroll before the health insurance deadline for 2018 coverage under the Affordable Care Act (ACA), they need to register today. Officials and ACA supporters are reminding people that if they want a health plan, they must enroll by tonight. State insurance departments are encouraging Americans to act with haste if they don’t want to miss the health insurance deadline for enrolling in…

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Black Friday insurance coverage takes many forms this year

Black friday insurance

While consumers shuffle their way through crowded stores and pick up extra purchases online, coverage is key. Among the preparations shoppers are making to ensure they get the best deal, adequate Black Friday insurance coverage is also vital. Before heading out to pick up the top tech gifts of 2017 there are several forms of insurance coverage that may be needed. The odds are that most consumers have policies in place, but the key is in reviewing and updating them. After all, when shoppers are out in crowded parking lots…

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Georgia auto insurance rates driven skyward by massive crashes

georgia auto insurance news

Serious car wrecks are becoming more frequent in the state, making it more costly to insure vehicles. Georgia auto insurance rates are expected to rise yet again, following several other consecutive increases. According to experts in the industry, the growing expense associated with car insurance premiums has to do with the number of serious crashes in the state. The number of accidents and the severity of the crashes are both on the rise and it is costing insurers. As a result, Georgia auto insurance companies find themselves raising their rates…

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Health insurance disclosure is required on tax returns to avoid I.R.S. rejection

health insurance disclosure tax penalty

The Internal Revenue Service announced its intentions to step up the enforcement of the ACA tax penalty. Even as President Trump works to dismantle the Affordable Care Act, the I.R.S. has taken steps to enforce health insurance disclosure on tax filings. The Internal Revenue Service revealed new regulations that will automatically reject digital filings in which insured status is not revealed. This latest announcement reveals an intention to strengthen components of former President Obama’s health care law. The Affordable Care Act already requires health insurance disclosure when taxes are filed.…

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Standard homeowners insurance policy may not cover short term rental damage

standard homeowners insurance broken window vandalism

Property owners taking part in short term rental programs are often unaware of their lack of coverage. Property owners considering using their homes as a source of income may want to review their standard homeowners insurance policy before getting started. Many don’t realize that renting out their homes through services such as Airbnb and Kid & Coe stops their coverage as long as the renters are there. The reason is that a typical home insurance policy is meant to cover the homeowners as residents and their guests. This has become…

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Bullmastiff that ate a spatula wins weirdest pet insurance claim award

A dog from Lake Charles, Louisiana won the award by consuming the kitchen utensil. A Nationwide pet insurance claim involving a dog that ate a spatula might have been scary at the time, but ended up being an award-winning tale. The owners of the unfortunate pooch were relieved to have an insurance policy to pay for their dog’s care. The Lake Charles, Louisiana bullmastiff won the insurer’s most unusual pet insurance claim of the year award for 2017. This was certainly good news after the poor dog was required to…

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National Preparedness Month underway amidst hurricanes, wildfires and earthquakes

National Preparedness Month - Emergency Response

Community leaders, scientists and the insurance industry are hoping people will inform themselves about being prepared. National Preparedness Month is more than halfway through and it feels as though Mother Nature is reminding us of its importance. Traditionally, the insurance industry, scientists and community leaders try to convince people of the importance of being prepared. This year, the news headlines of regularly occurring natural disasters seems to be doing the job. The entire point to National Preparedness Month is to learn about the types of emergencies that could happen within…

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Life insurance benefits that used to be popular among employers are fading away

life insurance benefits employee worker

A recent survey showed that employees are not seeing this type of coverage in their packages as much. While life insurance benefits used to be a standard part of many employer packages for their workers, fewer companies now offer them. This, despite the fact that employees still find the benefit to be an appealing one. The number of people who purchase life policies through group contracts is growing, but employers are stepping back. A new LIMRA survey revealed that there are up to 108 million Americans who currently have life…

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Can a pharmacy drug benefits company play a role in beating the opioid crisis?

Zemanta prescription opioid drug benefits insurance

A major U.S. pharmacy benefit manager placed a limit on pain pills in the hopes of reducing the risk of their abuse. Express Scripts, the largest pharmacy drug benefits manager in the United States, created a new program to limit prescriptions for new opioid patients. This program will launch across the entire country as of September 1, 2017. The opioid drug limitations will target new patients and will not apply to cancer patients or those in hospice care. According to Express Scripts, the time has come to take a bold…

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