Don’t get left at the alter without wedding insurance

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Wedding InsuranceInflation has taken its toll on everything; including the price of weddings. Research shows the average cost for a wedding is between $15,000 and $25,000. If you went out and bought a car that costs this much; you would insure it. People insure their homes, art collections, even their pets; it only makes sense to protect your wedding investment also.

Wedding insurance sales are on the rise. With the average cost of a wedding being so much, many people are opting to have insurance coverage for their special event. Statistics show that sales of insurance plans for weddings had risen 20 percent in 2010.

The typical (wedding) insurance plan covers things like having to postpone your wedding due to weather, an illness or injury, or vendors or officials who have to cancel. It can also cover any damage that may occur at the wedding location, gifts that get stolen or damaged and costs associated with the honeymoon, if an event occurred to cause cancellation of the trip.

Most policies for wedding coverage are fairly inexpensive; depending on the policy you choose, and additional riders that you might add on for extra coverage. Usually the cost ranges between $125 to $500 dollars; compared to $15,000 or more that you will be spending on the actual wedding, it’s a small price to pay for peace of mind.

Wedding insurance policies have been around for more than 40 years, but have started gaining popularity just in the past few years. There is no reason to think that your perfect day will be anything less than, well, perfect. However, being prepared for things that could go wrong, can almost assure, that no matter what happens; everything will be taken care of.

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