After a few years of activity during the Atlantic storm season, travelers are looking into their options.
The last few years have come with active Atlantic storm season, encouraging travelers this year to look into hurricane travel insurance coverage.
Travelers are looking into the types of policy available and how much it will cost.
The hurricane season runs from June through November every year. While some seasons see barely any storm activity at all, others are highly active. This year has already seen storms and Barry managed to make landfall in Louisiana. To many travelers, this was eye opening, causing them to examine the hurricane travel insurance available to them.
This year is supposed to come with average activity throughout the season. While statistically this means that the chances of your trip being affected aren’t huge, it can still happen. Depending on where you’re going, it isn’t just a matter of avoiding being there while a storm hits, but also afterward as the area cleans up.
Consumers need to understand the benefits and limitations of hurricane travel insurance coverage.
It’s important for consumers to understand that there are some strict rules regarding travel policies that will protect them from losses associated with hurricanes and other powerful storms.
For instance, it’s vital that the coverage be purchased well in advance. Many travelers don’t realize that these policies will cover them only against potential storms that could possibly occur. If a storm has already formed, has been named and is headed to your destination – or somewhere between you and your destination – your policy will not cover you.
Before purchasing a policy, it’s a good idea to look into the specifics of coverage. The average policy will state that it must be purchased a minimum of 24 hours before a storm is named. However, there are some that require you to make your purchase earlier than that. As a result, travelers are generally advised to buy their plans as early as they can.
If you know you would not want to lose the money you spent on a flight, cruise, hotel or something else as a result of a storm, the standard advice is to purchase your hurricane travel insurance as soon as you start making your non-refundable bookings and reservations. Take the opportunity to read the fine print and if you have any questions, ask before you make your purchase.