What can fitness experts expect from personal trainer insurance?

Personal Trainer Insurance - Personal Trainer

Fitness experts face a number of liability exposures and need commercial policies designed to protect them. Personal trainer insurance is a category of commercial policies created for the protection of these fitness professionals. Many trainers think they’re covered with a general liability business policy but may need more. Though the basic level of personal trainer insurance typically does involve commercial general liability coverage, there are other policies that better cover a fitness expert’s exposures. Indeed, it’s easy to remember the need for third-party bodily injury, reputation harm and property damage,…

Read More

The US health care system now covers 9 out of every 10 Americans

US Health Care System

Though heavily criticized the Affordable Care Act has received, most Americans have medical coverage. The greatly criticized US health care system now covers approximately 90 percent of Americans. Still, it remains a core subject of debate among 2020 presidential candidates. Most are now attempting to present their own alternate versions of the system. In fact, many candidates are seeking to eliminate the Affordable Care Act and begin again. If we were to listen exclusively to what politicians are saying about the US health care system at the moment, it would…

Read More

Thai uninsured drivers now have a unique affordable auto insurance policy option

Uninsured Drivers - Driver - Steering Wheel

Thaivivat and AIS partnered to attract these motorists with coverage exclusively while driving. Thaivivat, an insurance company in Thailand, has partnered with telco AIS to draw uninsured drivers in the country. The idea is to provide a type of coverage that is affordable through a unique product that is a first of its kind in the world. This auto insurance coverage is unique in that it applies only when the vehicle is in operation. This program to appeal to uninsured drivers is the first on the planet that automatically covers…

Read More

What you need to know about Berkshire insurance investing struggles

Berkshire Insurance - Analysis - Woman with glasses

Warren Buffett is known for outstanding outcomes in this industry but current figures are sour. In the investing world, Berkshire insurance decisions have often been seen as the gold standard in terms of solid and reliable choices. However, the company’s operating earnings fell in Q2 2019, shocking many investors. Insurers owned by Berkshire saw a substantial plummet in underwriting income in that quarter. Berkshire insurance underwriting income fell by almost 63 percent during the second quarter. This brought it to $353 million. The firm’s reinsurance unit also drooped to a…

Read More

Traditional long term care insurance policy sales maintain downward slope

Traditional long term care insurance - Hand over senior citizens

Data shows that Americans are buying fewer LTC policies year over year. Americans are no longer purchasing traditional long term care insurance at the same rate they used to. In 2018, they bought only about 60,000 stand-alone policies in that category. That represents a drop of 13 percent year over year. Falling sales mean fewer insurance companies are participating in this coverage sector. Only about 15 carriers actively sold traditional long term care insurance policies last year. Moreover, among them, five took in over three quarters of the entire market,…

Read More

Pet boarding insurance covers businesses watching animal family members overnight

pet boarding insurance - dog outside dog house

These animal hotels can be run out of large facilities or may operate right out of a person’s home. Pet boarding insurance is a critical part of any business that allows animal owners to leave their furry family members to stay overnight. These companies are popular options when owners head away on vacation, when they need to stay somewhere that pets aren’t welcome, when homes are being fumigated or during renovations. Business owners can use this type of insurance policy to cover themselves against many liabilities. Managing one or several…

Read More

5 Reasons to Get Personal Property Insurance

personal property insurance for renters

You must already know about home insurance which protects your home against various threats like fire, burglary, water damage, etc. However, did you know that most insurance plans contain personal property coverage too? What’s Personal Property Coverage? Personal property coverage aka contents coverage insures your belongings including furniture, home appliances, jewellery, etc. It may also cover items that are outside your home such as your luggage when traveling, bike, etc. If any of these things are damaged/destroyed by natural disasters like fire, or stolen, then you may get adequate compensation…

Read More