Buy flood insurance now as opposed to waiting, says FEMA

Buy Flood Insurance - Flood Waters - Caution sign

The Federal Emergency Management Agency is telling people not to delay before purchasing coverage. FEMA has issued a recommendation to homeowners, instructing them to buy flood insurance today instead of waiting to make their decision at a later date. The Federal Emergency Management Agency said that now is a good time for buying this coverage. The policies to which FEMA referred are through the National Flood Insurance Program. Among the top reasons FEMA is saying that homeowners should buy flood insurance now instead of later is that there is a…

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Thousands of tornado insurance claims filed after Ohio devastation

Tornado Insurance Claims - Disaster left after Tornado

Local insurers and agents have been assisting policyholders with damaged homes, vehicles and businesses. Policyholders in Ohio are encouraged to begin filing their tornado insurance claims following the storms last week. The twisters hit on Monday night and damaged homes, cars and businesses. Insurance companies are expecting thousands of claims and agents are bracing to assist them all. Insurers such as Allstate, State Farm, and Farmers have been fielding ceaseless client calls. “When the devastation is this much, it’s like nothing any of us in our area has really seen,”…

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Allstate’s “Mayhem”, Dean Winters, died for 5 minutes a decade ago

Dean Winters - Allstate Mayhem commercial - YouTube

The actor suffered from an infection that left him dead for minutes before doctors revived him. Dean Winters, the man who played “Mayhem” for Allstate Insurance, revealed that he was dead for 5 minutes in 2009. The actor played the insurer’s chaotic walking whirlwind and has had personal experience with real-life disaster. The actor recently revealed in an interview that an infection killed him for almost five minutes. “I had a rough ride in an ambulance. I went septic due to an illness that I had as a kid and…

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Hurricane Preparedness Week encourages homeowners to check their insurance

Hurricane Preparedness Week - big waves from hurricane

The industry is reminding property owners to review their coverage and update if necessary. The insurance industry used this week, Hurricane Preparedness Week, to remind homeowners that storm season is on its way. This makes the week the perfect opportunity to go over insurance policies and make changes to prepare properties for what could potentially be an active year. The insurance industry has released lists of helpful instructions to keep customers properly covered. Hurricane Preparedness Week arrives just before the official season begins. That way, homeowners have time to look…

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American homeowners insurance rates have skyrocketed in the last 10 years

American homeowners insurance rates - House

A recent study showed that property owners are paying far more now than a decade ago. Natural disasters occurring over the last ten years are being blamed for a surge in American homeowners insurance rates. Tornado alley has experienced the fastest increase in home insurance premiums in the US. A LendingTree subsidiary, QuoteWizard, looked at data over the last 10 years to explain the steady, sharp increase in American homeowners insurance rates. What they determined was that there has been a series of natural disasters that have kept premiums moving…

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Ways To Get Home Insurance Discounts

Home Insurance Discounts

Nowadays, it is so much easier than in the past to get a home insurance policy since they can even be found online. You need to simply invest time and effort to find a deal that is great for you. However, this is where many homeowners make mistakes. There are many ways in which you can get home insurance discounts, like the ones highlighted below. Raise Deductibles The deductible is practically how much you agree to fund in the event that a claim is filed in the future. The insurer…

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Insurance groups offer Texas storm preparedness tips for homeowners

Texas storm preparedness - storm destruction - homes

As the spring storm season gets fired up, insurers are hoping home insurance customers are ready. Texas storm preparedness can help to make a big difference in the risk of damage throughout the spring season. This year, insurance groups are offering policyholders added advice to help protect themselves against rains, winds and other severe weather risks. These helpful recommendations will reduce the risk of damage and make the claims process easier. The right Texas storm preparedness can make it possible for homeowners and vehicle owners to keep their property safe.…

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