Tutoring business insurance isn’t required but may be necessary

Tutoring business insurance - Teacher and student

Though private tutors aren’t legally required to buy coverage, the right policy may be essential. Tutoring business insurance may not have been the first thing that popped into your mind when you decided on this job, but it can make all the difference if things take an unexpected turn. When you decide to begin as a tutor, it’s a good idea to consider your risk exposure. Before you start working, think about the many types of risk that you may face along the way. As much as we may not…

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State Farm launches holiday season with small business safety tips

Small business safety - people working - computer - business

The insurance company created a complete list of recommendations for entrepreneurs during December. A recent release from State Farm placed the focus on small business safety. The company decided to “unwrap” some of the best tips it had to make sure entrepreneurs benefitted from the holidays while staying safe at the same time. The insurer underscored the importance of the right coverage especially during heavy shopping times. State Farm pointed out that at this time of year, there is considerably more foot traffic to contend with. This often also means…

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Green Vault discovers it is uninsured after $1 Billion museum theft

museum theft - jewels, vintage jewelry, silver, gold

The priceless, irreplaceable jewels stolen from the German museum were not covered by insurance. The day following a priceless jewelry and artifact museum theft in Germany, an unfortunate discovery was made. The items estimated to be worth over $1 billion are not covered by an insurance policy. This has added to the pressure on police to identify and locate the culprits in order to return the items. Last week’s museum theft made international headlines. The missing items include a pearl necklace, a diamond-encrusted dagger as well as dozens of other…

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Bed and breakfast insurance can help to keep a dream business safe

Bed and Breakfast Insurance - Victorian home

A B&B can be a highly rewarding home business, but ownership comes with very specific risks. Many people dream of opening a B&B and just as important as a perfect location and customer experience is the right bed and breakfast insurance. Many owners begin a B&B as the first business they have ever run and misunderstand the importance of coverage. There is often a far greater focus on trying to keep up with daily tasks, advertising effectively, and bringing in enough money. It’s not uncommon for B&B owners to assume…

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Best Health Insurance Plans For Your Employees

best health insurance plans for employees

If your business is growing, you need insurance. Not only can the right insurance package help attract better employees, but you can even save money thanks to tax credits and deductions as you can check with your accounting advisor to tell you. Legally, you only have to offer insurance if you have 50+ full-time employees, but it’s still worth pursuing insurance for the sake of your employees’ health. Your team counts on you to provide for them. Insurance shows you care about their wellbeing, and that you want to ensure…

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Home daycare insurance protects business owners as they keep kids safe

home daycare insurance - child playroom

Running this type of small company can be very rewarding but there are considerable risks involved. Home daycare insurance should be one of the first things you consider before you open your small business. It protects you financially in the case that something should go unexpectedly wrong. In this business, your main responsibility beyond entertaining children is to keep them safe. Despite your best efforts to make sure the unexpected does not happen, it’s also your responsibility to protect yourself in case it does. The right home daycare insurance can…

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Why your customers will demand personal chef insurance before hiring you

personal chef insurance - chef - restaurant

It’s important for these culinary pros to learn that the best clients will require coverage. Personal chef insurance is among the first things you should purchase before cooking a professional meal for another person. There are many reasons that this coverage should be considered a foundation component to your business. This protection starts with liability insurance but expands beyond that depending on your services. The main issue is simply that chefs are people, too. Mistakes happen. Regardless of the care taken to avoid the mistakes, the training and experience they…

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