Trucking Proud Insurance Agency launches through CTA partnership

Trucking Proud Insurance Agency - Image of Truck

The business is a partnership among the California Trucking Association, Gamie and C3 Risk and Insurance. The California Trucking Association (C.T.A.) has launched the Trucking Proud Insurance Agency (T.P.I.A.) through a partnership with C3 Risk and Insurance, and Gamie, LLC. The purpose of the new T.P.I.A.is to offer a spectrum of coverage products to U.S. trucking companies. The Trucking Proud Insurance Agency offers a range of different coverage products. Trucking companies from across the country can use the agency to shop for everything from auto liability to workers compensation and…

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What does catering business insurance cover for small business owners?

Catering Business Insurance - person serving food

This type of commercial policy is designed to cover the liabilities specific to this type of company. Catering business insurance is a type of commercial coverage designed to provide small business owners with protection against the liabilities specific to this type of service. These entrepreneurs don’t always recognize all the risks associated with food service to large groups. The standard catering business insurance policy provides coverage against the risks to which these businesses are most commonly exposed. These include risks such as: • Third party injuries, • Damaged equipment, •…

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Scandal insurance is taking off to protect against celebrity disgrace

Scandal insurance - Man Covering his Face

Famous people suffering reputation disasters can cause entire projects and brand deals to collapse. Celebrities are always in the spotlight, driving brands, studios and projects to purchase scandal insurance to an increasing degree. After all, when most of us do something foolish or naughty, the worst we will typically suffer is embarrassment. A celebrity could face career-ending catastrophe from the wrong slip-up. This can bring down everything they’re connected with, in the process. The larger a celebrity’s poor judgment in a circumstance, the greater the threat exposure. As a result,…

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What can fitness experts expect from personal trainer insurance?

Personal Trainer Insurance - Personal Trainer

Fitness experts face a number of liability exposures and need commercial policies designed to protect them. Personal trainer insurance is a category of commercial policies created for the protection of these fitness professionals. Many trainers think they’re covered with a general liability business policy but may need more. Though the basic level of personal trainer insurance typically does involve commercial general liability coverage, there are other policies that better cover a fitness expert’s exposures. Indeed, it’s easy to remember the need for third-party bodily injury, reputation harm and property damage,…

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Pet boarding insurance covers businesses watching animal family members overnight

pet boarding insurance - dog outside dog house

These animal hotels can be run out of large facilities or may operate right out of a person’s home. Pet boarding insurance is a critical part of any business that allows animal owners to leave their furry family members to stay overnight. These companies are popular options when owners head away on vacation, when they need to stay somewhere that pets aren’t welcome, when homes are being fumigated or during renovations. Business owners can use this type of insurance policy to cover themselves against many liabilities. Managing one or several…

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SeaWorld parking lot flooding leaves guests with auto insurance nightmare

SeaWorld Parking Lot - Orca jumping at SeaWorld

Last month, a number of guests experienced flooded cars from a sudden Orlando downpour. A number of unlucky park guests returned to the SeaWorld parking lot after their visit in July only to find that they had an auto insurance struggle on their hands. Part of the lot had flooded, damaging their cars and the contents of those vehicles. Only now are they discovering what insurers will provide. The vehicle owners have been informed that they need substantial evidence to prove the cause of the damage. The vehicle owners who…

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53% of independent workers think they don’t need self employed liability insurance

Self Employed Liability Insurance - Man sitting on couch using laptop

A new survey showed that more than half of freelancers think they don’t need any coverage. Fifty three percent of freelancers, independent contractors and small business owners feel they don’t require self employed liability insurance, said a new Qdos survey. Moreover, over half of those who think they don’t necessarily need it don’t have any coverage at all. The Qdos survey showed that 29 percent of those freelancers and independent contractors had no self employed liability insurance at all. That said, clients are coming to understand the importance of coverage…

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