Author: Logan B.

Is makeup artist insurance really necessary for your one-person business?

Logan B.
Makeup artist insurance - professional makeup application

There are many factors to take into consideration, including local laws obliging you to buy coverage. When your small business consists of just yourself applying cosmetics for people heading to important events, you may wonder if makeup artist insurance is truly necessary. Before you decide that it’s not a necessity for you, it’s important to know your local regulations. Depending on where you live, you may not legally be required to purchase makeup artist insurance. In other areas business liability coverage require it by law. Be sure to check your…

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NY travel insurance is undergoing a transformation in the face of COVID-19

Logan B.
NY travel insurance - Virus

State governor Andrew Cuomo is allowing Cancel For Any Reason (CFAR) coverage. NY travel insurance is undergoing some significant changes as directed by state Governor Andrew M. Cuomo. Governor Cuomo has announced that insurers are now permitted to sell Cancel For Any Reason (CFAR) policies to both residents and businesses. This move is meant to help insurance companies respond to traveler needs as COVID-19 spreads. People around the world have become nervous about booking travel plans due to the uncertainty regarding the spread of the coronavirus. In order to help…

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Six states and DC sue Trump administration over abortion insurance coverage mandate

Logan B.
Abortion insurance coverage - gavel - lawsuit

Colorado Attorney General Phil Weiser called the separate billing policy an administrative nightmare. Six states and the District of Columbia have sued the Trump administration over an abortion insurance coverage billing mandate. This regulation requires insurers to submit a second, separate invoice for reproductive health care. The US Department of Health and Human Services (HHS) policy became effective last Tuesday. The new HHS mandate applies to states that permit insurers on their individual exchanges to sell reproductive health and abortion insurance coverage. The lawsuit is led by California and was…

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Allstate agent commissions and insurance advertising comprise top growth plan focus

Logan B.
Allstate agent commissions - Allstate Insurance Businessv

The insurer first disclosed its Transformative Growth Plan at the end of 2019. Two primary components of the Transformative Growth Plan unveiled in December 2019 include Allstate agent commissions as well as the company’s insurance advertising. The plan is meant to completely overhaul the insurer’s strategy toward business, efficiency and expenses. The insurance company’s plan includes details regarding the changes it is making to how it does business, how it is increasing its efficiency and cutting its expenses. Thomas Wilson, the insurer’s chairperson, president and C.E.O. discussed the plan during…

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New Allstate app to help good drivers save more on auto insurance premiums

Logan B.
Allstate app - Man using mobile phone

The insurer is testing a new app-based program to monitor motorist behaviors for weekly savings opportunities. A new Allstate app has entered into the testing process with the goal of allowing good drivers to prove how safe they are behind the wheel in exchange for savings. The program monitors a number of habits such as speeding and braking hard. The idea expands on existing usage-based insurance strategies including those already offered by the insurer. The goal is to make it possible for good drivers to demonstrate that they are a…

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