Author: Julie Campbell

Julie Campbell has been writing professionally for over 15 years, following a brief career in the insurance industry, in which she took emergency claims while guiding and supporting policyholders through some of the most difficult moments in their lives. Today, she reports on the latest stories and most recent news in the insurance industry, with a particular focus on how current events are impacting everyday people. Follow Julie Campbell on Google+

Nature Conservancy purchases an insurance policy to cover Hawaii’s coral reefs

Julie Campbell
Insurance policy - Coral Reef with fish

The nonprofit is the first organization to obtain coverage for the coral’s repair following coastal storms. Coastal storms in Hawaii have been damaging already threatened coral reefs and the Nature Conservancy nonprofit has now purchased an insurance policy to repair that damage. State officials cannot afford to implement the repairs that the coverage will pay the nonprofit to do. This first-of-its-kind insurance policy approach to climate change is an effort to obtain the necessary funding to help the coral reefs in Hawaii to keep up with the worsening storms. This…

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Insurance companies likely won’t have to pay for most of Hurricane Fiona’s damages

Julie Campbell
Insurance companies - Hurricane Damage - Home Damage

The majority of the damage caused by flooding from the storm surge isn’t included in most policies. Though the amount of insured damage caused to Atlantic Canada by Hurricane Fiona is expected to reach about $700 million, insurance companies likely won’t have to foot the bill for most the damage the storm left behind. Hurricane Fiona could become the costliest storm to hit that part of the country, including 5 provinces. Insurance companies likely won’t be taking the brunt of the massive damage total wracked up by Hurricane Fiona since…

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Long-term care insurance premiums are rising as benefits are reduced

Julie Campbell
Long-term care insurance - Form

Approximately 70 percent of Americans will require LTC of some form in their lifetimes. Purchasing long-term care insurance is a daunting task for many Americans, who are finding policies increasingly difficult to afford, while they watch the benefits shrinking despite the rising cost. Many Americans find themselves frustrated and overwhelmed when trying to find affordable policies. This particular issue isn’t quite new to the long-term care insurance industry. Prices have been rising for several years while insurers cut back on what the provide in their policies. The reason is primarily…

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What is the Silent Generation?

Julie Campbell
Silent Generation - Seniors

While Boomers, Millennials and Gen Z are regularly in the spotlight, this group is often overlooked. The Silent Generation is a term referring to people who were born between the years 1925 and 1945. Though they’re not in the spotlight as often as other age groups, they have defined needs and preferences in how they are served by the insurance industry. As popular as technology is, this group is less inclined to use it to obtain the services they require. The Silent Generation is among the least inclined to use…

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California health insurance can help people find housing in the state

Julie Campbell
California health insurance - homes - houses

A new experimental plan has been rolled out through Medi-Cal for added support to plan members. A new experimental California health insurance program has been launched to help ease the massive homelessness crisis occurring across the state. The idea is that state residents will be able to obtain housing assistance through their coverage. The program is called CalAIM. It is a unique, experimental California health insurance program that brings healthcare together with housing across the state for the first time. This new strategy allows certain Medi-Cal recipients that are at…

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