Bed and breakfast insurance can help to keep a dream business safe

Bed and Breakfast Insurance - Victorian home

A B&B can be a highly rewarding home business, but ownership comes with very specific risks. Many people dream of opening a B&B and just as important as a perfect location and customer experience is the right bed and breakfast insurance. Many owners begin a B&B as the first business they have ever run and misunderstand the importance of coverage. There is often a far greater focus on trying to keep up with daily tasks, advertising effectively, and bringing in enough money. It’s not uncommon for B&B owners to assume…

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State Farm partners up with an Arizona autonomous vehicle consortium

Autonomous vehicle - Arizona Gov. Doug Ducey

The partnership makes the insurer the first one to join forces with this automotive technology group. The Institute for Automated Mobility (I.A.M.) and State Farm Insurance have announced that they are entering into an autonomous vehicle partnership. The consortium was launched a year ago and was formed to move ahead the development of automated vehicles. The partnership represents the first entry of an insurer into this effort. Governor Doug Ducey made the first announcement of this new tech and insurance partnership. Arizona Governor Ducey made the announcement that State Farm…

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California wildfire preparedness takes the spotlight as evacuations rise

California wildfire preparedness - forest fire

Thousands of residents are learning how to prepare as power outages and smoky conditions increase. California wildfire preparedness has become an important topic in the state as blazes continue to rage in various parts of the state, including in regions around Los Angeles. As the threat of fire intensifies and evacuations increase, residents are learning how to be ready. Residents who have not already made a California wildfire preparedness plan are being advised to do so. The reason is that there isn’t always a lot of advance warning before the…

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Cat takes this year’s Nationwide pet insurance weirdest claim prize

Nationwide pet insurance - brown tabby cat

The injured animal has become the 2019 winner of the insurer’s annual Hambone Award. Though everybody thinks their own animal stories are weird, Nationwide pet insurance uses its claims and consumer votes to discover whose is the weirdest each year. This year, policyholder Andrea Brannen’s cat, Minnow, took the top prize for weirdest insurance claim. As reported last week on Live Insurance News, the Hambone Award at Nationwide pet insurance is awarded to the dog or cat with the strangest claim in the previous 12 months. The award was named…

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California health insurance subsidies now apply to more middle-income families

California health insurance subsidies - Covered California - YouTube

As the open enrollment period begins, more state residents will qualify for financial assistance. Open enrollment began as of yesterday, and a higher number of middle-income families will discover that they qualify for California health insurance subsidies for next year’s coverage. The open enrollment period for the Covered California exchange is October 15 to January 31. Families who have enrolled for their health plans by December 15, regardless of whether they qualify for California health insurance subsidies, will have coverage effective January 1, 2020. That said, their coverage will begin…

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HIV prevention drugs to be available prescription-free in California

HIV Prevention Drugs - Pills and bottle

Governor Gavin Newsom signed a bill to give pharmacists authority to dispense these medications. To start the week, California Governor Gavin Newsom signed a bill providing pharmacists the authority to dispense Truvada and other HIV prevention drugs to patients without a doctor’s prescription. The new California bill will make it possible for pharmacists to dispense PrEP and PEP drugs. PrEP (pre-exposure prophylaxis) and PEP (post-exposure prophylaxis) can play important roles in preventing HIV infection among patients potentially exposed to it. Patients in California will no longer require a doctor’s prescription…

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Allstate Takes the 2020 Military Friendly Employers List Crown

Military Friendly Employers - man and woman, veteran returning home

The insurance company has been recognized for being the best employer for veterans. Allstate has earned the respected and highly coveted recognition as the top company on the 2020 Military Friendly Employers list. Allstate is the firm recognized for its military and veterans programs to hire, develop and retain. The insurance company took the top spot among Military Friendly Employers in the $5 billion in revenue category. It took that crown for its military and veterans programs. Those programs are focused on hiring, developing and retaining veterans as well as…

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