Author: Guest Author

Please Note: Articles posted by guest writers are monitored but in no way do they reflect the opinion nor is this publication affiliated in any way with the subject or promotion of a subject. Any advice given should be consulted with your insurance agent first.

Insurance and Technology: The Rise of Insurtech

Guest Author
insurtech insurance technology

The insurance industry, traditionally viewed as conservative and slow to adapt to change, is undergoing a dramatic transformation thanks to technology. This fusion of insurance with technology, known as ‘Insurtech’, is reshaping the landscape of insurance offerings, customer service, and business models. The Evolution of Insurtech Insurtech began as a response to the digital revolution that has swept across other sectors. Today, it represents a broad range of applications: from artificial intelligence and machine learning for underwriting and fraud detection, to blockchain for secure and transparent transactions, and the Internet…

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Are Home Insulation & Energy Upgrades Covered by Home Insurance?

Guest Author
home insurance coverage

Home insulation and energy upgrades are essential components of a well-maintained home. They not only enhance comfort but also lead to significant energy savings. As a homeowner, it’s important to learn how these home improvements interplay with home insurance. This mutual relationship is often left on the sidelines, yet it’s crucial to comprehensively understanding your home ownership responsibilities and rights.  Understanding Home Insurance Coverage Home insurance is a safety net that provides financial protection against damage or loss of your house and the belongings within it. Typically, it covers incidents…

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Does Commercial Insurance Cover Damage to Solar Panels? A Comprehensive Guide

Guest Author
commercial insurance and solar panel coverage

With the growing popularity of solar energy, more and more businesses are making the switch to solar panels. This eco-friendly and cost-effective energy source offers numerous benefits, including reduced energy bills and a smaller carbon footprint. However, like any investment, solar panels are not without their risks. One of the most important considerations for any business owner with commercial solar PV panels is their insurance coverage. In this guide, we will explore the crucial question: does commercial insurance cover damage to solar panels? We’ll delve into the complexities of insurance…

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Understanding the Various Roles in a Senior Care Center

Guest Author
senior care giver

Senior Care Centers are vital parts of our society, serving to ensure a healthy, happy, and peaceful life for aging individuals. Ensuring a high quality of life for residents isn’t a feat accomplished by one individual, rather, it requires the collaboration of various professionals, each contributing to the total well-being of the seniors. The professionals involved vary widely in terms of their training, functions, and roles. Keep reading to understand the various roles within a senior care center and how each contributes to the overall functioning of these institutions. Overview…

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Is Refrigeration Equipment Covered by Business Insurance?

Guest Author
small business owner insurance

Business insurance is meant to protect you and your business from financial losses in case of an unexpected event. Covered events typically include anything from a customer falling while on your business premises to theft or damage of your business equipment.  Business insurance also protects you against things like professional mistakes, legal fees, and when the business faces a compensation claim. As such, it’s important for all businesses, including sole traders, self-employed people, and limited liability companies.  What does business insurance cover? Different forms of business insurance cover different kinds…

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